End-to-end mortgage support for property purchases in Spain. From the initial financial assessment and bank selection to approval and signing before the notary.
CaixaBank, Santander, BBVA, Sabadell, Bankinter, UCI, EVO Banco and other financial institutions
Electronic signatures, video meetings and legal representation without the need to remain in Spain throughout the process
30+
years of international experience
25+
specialists on our team
20+
client countries
We assist clients with mortgage financing, property acquisition structuring, banking arrangements, investment finance and the legal and tax aspects of real estate transactions.
Rusol Prime works with both Spanish residents and international buyers purchasing property in Spain.
Spanish banks apply particularly thorough underwriting standards to non-residents, entrepreneurs, investors and clients with complex asset structures. Each bank assesses source of funds, creditworthiness, tax transparency and the composition and stability of income.
Even minor inconsistencies in the documentation or application can lead to rejection, weaker terms or unnecessary delays. Rusol Prime structures and presents a strong borrower profile and manages the process through to final mortgage approval.
We are not tied to a single lender. We compare options across leading Spanish banks to identify the most suitable financing structure.
We assess citizenship, tax residency, income structure, assets, acquisition goals and investment strategy. Every application is approached individually.
We assist with documentation, certified translations and legalisation, contract review and communication with banks and notaries.
We negotiate with lenders on interest rates, loan terms, repayment structure, banking fees and early repayment conditions.
Most of the process can be managed remotely, reducing the need for repeated or extended stays in Spain.
We can also coordinate NIE applications, bank account opening, the property purchase itself, tax matters, international transfers and legal completion.
We review your financial profile, income structure, borrowing capacity, acquisition goals and available financing options.
We collect, organise and structure the documentation in line with Spanish bank requirements.
We compare lender proposals and submit the application to the banks best suited to your profile and objectives.
We negotiate the interest rate, term, repayment structure, insurance requirements and banking fees.
We coordinate the signing of the mortgage documentation before the notary and the completion of the financing transaction.
We assist with payment setup, insurance arrangements and ongoing tax and banking matters where required.
of the approved loan amount
Covers the initial assessment, legal preparation and work carried out with banking institutions
All fees and terms are agreed before work begins — with no hidden commissions or additional charges
We coordinate the entire process — from the initial financial assessment through to completion and post-transaction support.
Yes. Most Spanish banks work with non-residents provided they have verified income and a properly prepared file.
Typically: proof of income, tax returns, bank statements, asset documentation, passport, and NIE.
On average, the process takes 4 to 8 weeks depending on the bank and the complexity of the file.
Yes. A significant part of the process can be handled remotely.
Yes. Rusol Prime supports transactions in both the resale market and new-build and investment projects.
We will help you define the right mortgage strategy, prepare a strong application and secure suitable financing for your property purchase in Spain